Which federal law requires that the Good Faith Estimate be provided to the borrower within three business days of the time a loan application is taken?

What type of scam entails homeowners who are encouraged to refinance their property over and over until little or no equity remains?

After a loan closing, funds are disbursed. When are the funds disbursed for an owneroccupied, residential refinance?

What is the adjustable number used to compute the interest rate on an ARM called?

A borrower is buying a house for $180,000. He provides a down payment of $40,000. If he pays three discount points, what is the total cost of the points?

Which is NOT a purpose for the Mortgage Servicing Disclosure Statement?

A Latina applies to a mortgage company for a home loan. She is refused based on the reputation of the neighborhood for a high number of foreclosures. This is an example of what illegal practice?

Which act establishes disclosure requirements and prohibits equity stripping and other abusive practices in connection with �high cost� mortgages?

The type of mortgage that can provide the borrower with a monthly check instead of the borrower paying a monthly payment is known as

According to the Fair Credit Reporting Act, if adverse action is taken against a credit applicant because of information on a credit report, the lender who used that report is required to