The SAFE Mortgage Licensing Act of 2008 requires all licensed Mortgage Loan Originators to pass a test developed by NMLS. Each Loan Originator must take and pass the SAFE MLO Test in order to satisfy the SAFE test requirements of any single state jurisdiction.

The exam includes 100 computer-generated, multiple-choice questions that must be answered within three hours. Ten of the 100 questions are “test” questions that do not affect your grade. Of the remaining 90 questions, originators must achieve a passing score of 75 percent or better.

If you fail, you must wait 30 days after each of your first four attempts to retake the test and six months after that.

The SAFE test is conducted by Prometric testing centers.

Make sure you are prepared for your National Mortgage Licensing System (NMLS) SAFE Exam. McRee Learning Center can help.
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